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Business Loan

Scale Without Pledging Assets.

Collateral-free MSME loans up to ₹5 Cr through CGTMSE, Mudra, and GST-based lending. From sole proprietors to Pvt Ltd companies.

10%
Starting Rate
₹5 Cr
Max Amount
7 Days
Processing
7 Yrs
Max Tenure

Why KBD for Business Loan?

We've processed 200+ MSME loans across Bangalore. From Mudra Shishu to CGTMSE-backed ₹5 Cr facilities, our team handles the entire bank negotiation process.

No Collateral Needed

CGTMSE guarantee covers loans up to ₹5 Cr — no property pledge

GST-Based Lending

Borrow 20-25% of annual GST turnover with minimal documentation

Mudra Loans

Shishu to Tarun — collateral-free options from ₹50K to ₹20L

Working Capital

Overdraft facilities and credit lines for seasonal cash flow needs

Perfect For

Working Capital

Bridge cash flow gaps and fund daily operations

Equipment Purchase

Invest in machinery without tying up reserves

Business Expansion

Open new locations or enter new markets

Inventory Financing

Stock up for peak seasons with confidence

Eligibility Checklist

Business vintage: 1+ year (existing) or strong plan (new)
Annual turnover: No minimum for Mudra
GST registered (for GST-based loans)
Udyam/MSME Registration

Not sure if you qualify? Check instantly — no impact on your credit score.

Check My Eligibility

3 Steps to Your Business Loan

01

Share Business Details

Tell us your turnover, GST registration, and loan purpose. We assess the best scheme — Mudra, CGTMSE, or GST-based.

02

We Structure the File

Our team prepares your application for maximum approval chances across NBFCs and banks — simultaneously.

03

Sanctioned in 7 Days

Once documents are ready, we coordinate with the lender's credit team and get your loan sanctioned fast.

Ready to Get Started?

Check your eligibility in 2 minutes. Zero impact on your credit score.